For students and families
Understand your Student Aid Index, your true cost of attendance, and the scholarships you're genuinely eligible for.
Built for Students, parents, and school counselors planning the real cost of college.
What you get
Student Aid Index, true cost of attendance, award letter decoding, and scholarships you are genuinely eligible for — on one calendar.
SAI replaced EFC — we model the current formula, including the family farm and small business changes.
Tuition, housing, food, books, transportation, and personal costs, not just the sticker figure.
Grants, work-study, subsidized and unsubsidized loans separated so you see the real out-of-pocket number.
Residency, GPA, enrollment status, and demographic criteria checked before a scholarship is recommended.
FAFSA, state, and institutional priority deadlines tracked per school on your list.
Sponsors that charge application fees are excluded. Every listing carries a source and last-verified date.
Eligibility first
Most tools show you everything and let you discover the disqualifier on page nine of the notice. We check the hard rules first and tell you plainly when the answer is no.
Sources we track
Each opportunity carries a source link and a last-verified timestamp. When a source changes, tracked matches are re-scored and you are alerted.
Three moves
Profile, financials, documents, and reusable answers assembled once so no application starts from zero.
Readiness and weighted fit on every opportunity, so your hours go where they can actually win.
Budget checks, a review gate, then report calendars and outcome tracking that keep the relationship alive.
The intelligence layer
A binary pass/fail against the funder's stated rules. If you cannot apply, it is not a match — no matter how well it reads.
Whether your organization's size, history, and capacity resemble what this funder has actually funded before.
What you must have in place — registrations, financials, attachments — and what is missing right now.
An estimate of hours, documents, and approvals so you can weigh pursuit cost against expected value.
Every field is traced to a source with a last-verified timestamp. AI never overrides verified source data.
How we compare
They help you find opportunities. FundingRadar AI helps you decide which opportunities deserve your time.
"Not marketed" means the competitor does not publicly market that exact feature. It is not proof that no internal equivalent exists. Comparisons reflect publicly available material and are reviewed as competitors change.
Hard eligibility engine before AI
Separate Eligibility Score and status
Readiness Score
Application Effort Score
Funding Gap Calculator
Gift Aid Gap
Recommended Action: Apply / Prepare / Monitor / Skip
Transcript and document readiness
| Feature | FundingRadar AI | ScholarshipOwl | Bold.org |
|---|---|---|---|
| Hard eligibility engine before AI | Yes | Not marketed | Not marketed |
| Separate Eligibility Score and status | Yes | Not marketed | Not marketed |
| Readiness Score | Yes | Not marketed | Not marketed |
| Application Effort Score | Yes | Not marketed | Not marketed |
| Funding Gap Calculator | Yes | Not marketed | Not marketed |
| Gift Aid Gap | Yes | Not marketed | Not marketed |
| Recommended Action: Apply / Prepare / Monitor / Skip | Yes | Not marketed | Not marketed |
| Transcript and document readiness | Yes | Not marketed | Not marketed |
College result card
Eligibility: Eligible on stated criteria
Missing: essay and 1 recommendation
Action: APPLY
Answers
The free Funding Fit Snapshot runs the hard eligibility gate on your profile and shows how many opportunities you clear — no card required.